Thursday, February 28, 2013

Money is here!!

Went online yesterday to check my accounts and found our federal return had been direct deposited!

My plans for the day quickly changed, instead of cleaning I decided to start paying bills.

I had my list all itemized so I just started in.  I was behind in quite a few monthly bills, got those all caught up, owed some on some back property taxes so paid those.  Also owed on a couple of other bills so got those paid.

Now, here is the indecision.  We put money aside to buy a beef, which is what we do every year as we live in the country and raise our own meat.  We decided to not get the beef and pay off another bill, BUT that would leave us nothing in savings.  Since I have been going through our bills before every payday for the past two months and budgeting and anticipating spending, I know I have expenses coming up in the next couple of months.

Our paychecks will not cover these upcoming expenses, so I am afraid if I pay off an extra bill, I will start getting behind on other bills to cover these expenses!

My question is, pay the bill and try to make the budget work or save the money and cover the expenses and try to pay extra on the bill every month to get rid of it?

After seeing this in print, I think I have my answer...

Monday, February 11, 2013

Tax Return Done!!

Went to the accountant today to sign our tax returns.  They will be e-filed today, money in 3 weeks??

I spent yesterday writing out my plan for the return, it basically uses all of it, but that will catch us up plus cover some necessary expenses.

I need to stay strong, so when it is here I just start writing checks and mailing them, before I get weak and want to spend the money on something of little value. 

I am so encouraged by everyone's blogs right now, everyone is doing so great, I am encouraged and motivated, thank you everyone for your words of wisdom I read everyday!  It keeps me going!!

Yesterday I made my menu for two weeks, I have some little cheap goodies for my kids for v-day, hubby and I don't exchange.  I will make a simple but nice dinner on Thursday.  I have been working on my winter cleaning.  Our snow is almost gone, so spring is on its way!!

As of now my plan is to be on budget for March, hope my plan is successful!!

Sunday, February 10, 2013

What I have been up to!

Obviously I haven't posted in a bit.  Kids have been  doing sports,  I have been working on my taxes and winter cleaning.  I am so busy spring and summer I have to clean in the winter. 

Nothing exciting has happened except I am on track to catch up on the bills!! With our tax return which should be here in a few weeks I am planning on paying bills.  I worked on that today, I have a outline, so when the money is here I can start writing checks.  Wanting to do that before I get the shopping cravings!!

All of the blogs I follow are doing so well, I want to be able to keep up.  I will keep you posted to how things go. 

I have been able to keep somewhat up with the bills, and only grocery shopping with whats left.

Everyone on their blogs I follow are doing so well, I want to keep up with the bloggers instead of the Jones'!